A bridging loan may be necessary to cover the financial gap when buying one property before your existing one is sold. This finance is secured against the existing property (utilising equity) and the new property being purchased. Usually, bridging loans are short term (normally 6 months) to allow for the sale of the original property and more expensive than other types of loans. There may be alternative ways to finance a change from one home to another, so please talk with us to discuss your options.
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What We Do
Because the success of our business is 100% dependent on you enjoying the most positive, ‘beneficial’ experience possible. We provide a solution to all the needs of our clients, whether you are re-financing, down-sizing, investing or buying your first home, there is always so much to consider when taking out a loan. That's why it is vital to use an experienced mortgage broker who understands the market and can find you a tailored loan specifically to suit your needs.
Services
Refinancing
When did you last review your loan? Refinancing doesn’t have to be difficult, think of the potential savings over the term of your loan. Whether you’re moving house, renovating or looking for a different home loan option, home loan refinancing can help towards making the most of your mortgage, so you can achieve your financial goals
Home Loans & Investment Properties
Chosen Financial Group Pty Ltd is about providing clarity and an efficient process when buying your home, whether you are a first home buyer or an investor. We endeavour to educate buyers on finance and property so they understand and feel comfortable with the decision they have made to purchase their first home.
Car/Asset Finance & Personal Loans
Need finance for another large purchase besides your home? Whether it’s finance for a private car and recreational vehicles, motorbike, boat/yacht or any white label products to add in your home. Let Chosen Financial Group Pty Ltd deal with the finance for you. These finance options may include personal loans, car loans, a variety of leases, commercial leasing options, chattel mortgages and more.
Debt Consolidation
To consolidate debt means to roll all your debts (i.e. credit cards) into one single debt amount. So instead of paying multiple amounts with varying interest rates and fees on different dates each month, you’ll pay a single amount, once a month, with a single interest rate.
Debt consolidation loan combines all your debts into one loan, typically saving you on interest costs. It means you have just one set of paperwork to manage, one loan to pay and it may offer you potential savings. It can also help you manage your repayments more easily. Let us deal with your current lender or find you the ‘suitable’ lender.
Bridging Loans
Equipment Finance
Your business is always changing and so are your financial needs. You need quality equipment to get your work done and financing solutions that make sense for you. Whether you need one truck or an entire fleet, warehouse equipment finance, agriculture/earth-moving equipment. With a wide range of lenders (banks, non-banks, and private lenders) we will take the pain out of the process and ensure you get a tailored fit.
Chosen Financial Group Pty Ltd can assist with facilitating Chattel Mortgage, Hire Purchase, Finance Lease, Operating Lease or Term Rental Agreement on your next Truck & Trailer. You can count on Chosen Financial Group Pty Ltd to find the right financing solution for you.
Resources
What is conditional approval?
Conditional approval can be the first step in getting a home loan organised. It takes you further along in your… Read More
Dealership Financing Could Drive Up The Price of Your Car
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Get Your Annual Home Loan Health Check
Is it time for a home loan health check? If you are thinking about purchasing a new property now is… Read More